Group Term Life Insurance is one of the most effective ways that MOMs, the Americans Care Association members can help protect their loved ones. This coverage, issued by The Prudential Insurance Company of America (Prudential), offers an affordable means for members to provide valuable financial help for their families.
The Group Term Life insurance benefit is available in select memberships, with coverage amounts of $50,000.
Membership with Group Term Life Benefits
Coverage Begins: 1st of the month after enrollment.
Coverage Ends: Coverage ends the date group contract or plan is canceled, date the member is no longer a member of a covered class, date covered class is no longer covered, last day of period member made required contributions, or last day of active membership.
If you already have life insurance coverage, obtaining coverage through a MOMs association membership is an easy way tosupplement your existing life insurance..
ASSISTANCE FOR BENEFICIARIES: Prudential provides members and their families with help during the very difficult period that follows the death of a loved one. The Beneficiary Resources (www.prudential.com/workplacebeneficiary) offers access to emotional support as well as guidance on how to plan a funeral or file a death benefit claim.
Exclusions
If your death results from or is caused by suicide, while sane or insane:
- A death benefit is not payable if you die within two years of the date you became a Covered Person. But, Prudential will refund any premiums paid for your Group Term Life Insurance under this Coverage.
- The amount of any increase in your death benefit is not payable if you die within two years of the date of the increase. But, Prudential will refund any premiums paid for that increase.
Disclaimers, Disclosures, and Terms
* Age of Reductions: begin as of 1st of the month following the birthday and Age Band as of the 1st of the month following the birthday.
Not for residents of New Mexico. Not for use in New Mexico.
The products issued by The Prudential Insurance Company of America may not be available in all states.
Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. In Washington, the controlling document is the Certificate, not the Contract. Contract Series: 83500.
Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc and its related entities, registered in many jurisdictions worldwide.
Our support includes certificate issuance, and facilitation of information in support of applications and claims for benefits provided by the insurance carrier. The carrier fulfills the benefit determination and any payments on claims associated with those benefits.
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